Adjustable-Rate Mortgages (ARM)

An adjustable-rate mortgage (ARM) offers a lower initial interest rate that adjusts after a fixed period. This can be an excellent option for borrowers who plan to sell or refinance within a few years.

Key Benefits

• Lower initial interest rates
• Save money in the short term
• Perfect for 3-7 year homeowners
• Flexible terms and options

ARM Types Available

• 3/1 ARM - Fixed rate for 3 years, then adjusts annually. Lowest initial rate.
• 5/1 ARM - Fixed rate for 5 years, then adjusts annually. Most popular ARM option.
• 7/1 ARM - Fixed rate for 7 years, then adjusts annually. Great for growing families.
• 10/1 ARM - Fixed rate for 10 years, then adjusts annually. Closest to fixed-rate stability.

Contact Secure Choice Lending at (951) 733-8925 or info@securechoicelending.com. NMLS #1689518.