Conventional Loans Made Simple

Licensed in 46 states, Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Whether you are experienced in today's marketplace or new to the industry, our staff will streamline the mortgage loan process.

Benefits of Conventional Loans

• Even with less than 20% down, there's no upfront mortgage insurance fee
• Low interest rates
• Adjustable-rate mortgage options available
• No mortgage insurance required with 20% down
• Fixed-rate options from 10 to 30 years
• Can be used for primary, secondary, vacation, or rental properties

Qualification Requirements

• Credit score of at least 620 (higher scores preferred)
• Proof of income (pay stubs, W2s, tax returns)
• Sufficient assets for down payment and closing costs

Down Payment Options

• Down payments as low as 3%
• Options for 10% or 20% down payments
• Larger down payments result in lower monthly costs
• 20% down eliminates mortgage insurance completely

Contact Secure Choice Lending at (951) 733-8925 or info@securechoicelending.com. NMLS #1689518.