This is the second item's accordion body. It is hidden by default, until the collapse plugin adds the appropriate classes that we use to style each element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It's also worth noting that just about any HTML can go within the .accordion-body, though the transition does limit overflow.

This is the third item's accordion body. It is hidden by default, until the collapse plugin adds the appropriate classes that we use to style each element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It's also worth noting that just about any HTML can go within the .accordion-body, though the transition does limit overflow.

Your credit score is a three-digit number that shows your ability to repay debt. Lenders use it to decide whether you can be approved for a credit card or loan. Credit scores range from 300 to 850 points. Average credit scores range from 660 to 720. Your credit score can also affect your interest rate. The higher your score the more likely you are to get a lower interest rate.

A home appraisal is used to determine the value of the home. An appraiser inspects the size, features and overall conditions. Additional factors include the neighborhood, what similar homes have sold for in the past 6 months and home replacement cost.

Private mortgage insurance commonly referred to as PMI is the type of insurance that protects the lender's investment and is required on conventional loans where loan amount is greater than 80% of the property value or purchase price.

Underwriters in the mortgage sector perform the critical operation of assessing the credit worthiness of a potential customer and whether or not the customer(s) qualifies for a loan. An underwriter evaluates the credit history of the customer through their past financial record, statements, and value of collateral provided, among other parameters.

This is the third item's accordion body. It is hidden by default, until the collapse plugin adds the appropriate classes that we use to style each element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It's also worth noting that just about any HTML can go within the .accordion-body, though the transition does limit overflow.