Which Mortgage Program Is Right for You?

Use Secure Choice Lending's loan program finder to answer a few questions, estimate a monthly payment, and explore mortgage options. Results are educational estimates, not a loan offer, approval, or guarantee.

Mortgage Program Finder

Compare estimated payments for Conventional, FHA, VA, and Jumbo loans. Eligibility depends on credit, income, assets, property, location, and program guidelines.

Loan Programs to Explore

Conventional Loans

Flexible financing for many buyers, with down payment options that can start as low as 3% and mortgage insurance that may be removable over time.

FHA Loans

Government-insured financing with a 3.5% minimum down payment and flexible credit guidelines for many borrowers.

VA Loans

For eligible veterans and active-duty service members, often with no down payment or monthly mortgage insurance. Eligibility and funding-fee rules apply.

Jumbo Loans

Financing for loan amounts above the conforming limit in the property's county. Larger down payments and stronger financial qualifications may be needed.

USDA Loans

Potential zero-down financing for eligible buyers in qualifying rural or suburban areas who meet property and income requirements.

Non-QM Loans

Alternative mortgage options for some borrowers with complex income or financial profiles that do not fit standard qualifying guidelines.

Get Personalized Guidance

A licensed loan officer can review your complete situation and explain which programs may be available. Contact Secure Choice Lending or begin the pre-approval process when you are ready.