# Secure Choice Lending

> Secure Choice Lending is a nationwide mortgage lender licensed in 45 states and the District of Columbia. Company NMLS #1689518.

Secure Choice Lending provides mortgage financing and educational resources for homebuyers, homeowners, veterans, investors, and real estate professionals. Availability and eligibility vary by state, loan program, borrower, property, and current guidelines. Website information is educational and is not a commitment to lend or a guarantee of approval.

## Start here

- [Secure Choice Lending home page](https://securechoicelending.com/)
- [Mortgage loan options](https://securechoicelending.com/loan-options)
- [Find your loan program](https://securechoicelending.com/find-your-loan)
- [How the purchase process works](https://securechoicelending.com/purchase-process)
- [Contact Secure Choice Lending](https://securechoicelending.com/contact)
- [Meet the loan officer team](https://securechoicelending.com/team)

## Mortgage loan programs

- [Conventional loans](https://securechoicelending.com/conventional-loans)
- [FHA loans](https://securechoicelending.com/fha-loans)
- [VA loans](https://securechoicelending.com/va-loans)
- [USDA loans](https://securechoicelending.com/usda-loans)
- [Jumbo loans](https://securechoicelending.com/jumbo-loans)
- [Fixed-rate mortgages](https://securechoicelending.com/fixed-rate)
- [Adjustable-rate mortgages](https://securechoicelending.com/adjustable-rate)
- [HomeReady mortgages](https://securechoicelending.com/home-ready)
- [Home Possible mortgages](https://securechoicelending.com/home-possible)
- [Refinancing](https://securechoicelending.com/refinance)
- [FHA Streamline refinance](https://securechoicelending.com/fha-streamline)
- [VA IRRRL refinance](https://securechoicelending.com/va-irrrl)
- [Reverse mortgages](https://securechoicelending.com/reverse-mortgage)
- [HELOCs](https://securechoicelending.com/heloc)
- [Home equity loans](https://securechoicelending.com/home-equity-loan)
- [Non-QM loans](https://securechoicelending.com/non-qm-loans)
- [Bank statement loans](https://securechoicelending.com/bank-statement-loans)
- [DSCR loans](https://securechoicelending.com/dscr-loans)
- [Renovation loans](https://securechoicelending.com/renovation-loans)
- [Builder and new construction financing](https://securechoicelending.com/builders)

## First-time buyer and borrower guides

- [First-time homebuyer guide](https://securechoicelending.com/first-time-homebuyer)
- [Down payment assistance](https://securechoicelending.com/down-payment-assistance)
- [Mortgage document checklist](https://securechoicelending.com/document-checklist)
- [What happens after applying](https://securechoicelending.com/what-happens-next)
- [Mortgage options for self-employed borrowers](https://securechoicelending.com/self-employed)
- [Mortgage loan limits](https://securechoicelending.com/loan-limits)
- [Compare mortgage loans](https://securechoicelending.com/compare-loans)
- [FHA vs. conventional loans](https://securechoicelending.com/fha-vs-conventional)
- [Fixed-rate vs. adjustable-rate mortgages](https://securechoicelending.com/fixed-vs-arm)
- [HomeReady vs. Home Possible](https://securechoicelending.com/homeready-vs-homepossible)
- [HELOC vs. home equity loan](https://securechoicelending.com/heloc-vs-home-equity-loan)
- [Home equity loan vs. cash-out refinance](https://securechoicelending.com/home-equity-vs-cash-out-refinance)

## Calculators and tools

- [All mortgage calculators and tools](https://securechoicelending.com/tools)
- [Mortgage payment calculator](https://securechoicelending.com/mortgage-calculator)
- [How much house can I afford?](https://securechoicelending.com/how-much-house-can-i-afford)
- [Refinance break-even calculator](https://securechoicelending.com/refinance-calculator)
- [Rent vs. buy calculator](https://securechoicelending.com/rent-vs-buy-calculator)
- [Amortization calculator](https://securechoicelending.com/amortization-calculator)
- [Home equity calculator](https://securechoicelending.com/home-equity-calculator)
- [Reverse mortgage calculator](https://securechoicelending.com/reverse-mortgage-calculator)
- [DSCR calculator](https://securechoicelending.com/dscr-calculator)
- [Down payment calculator](https://securechoicelending.com/down-payment-calculator)
- [Closing cost calculator](https://securechoicelending.com/closing-cost-calculator)
- [Mortgage points break-even calculator](https://securechoicelending.com/mortgage-points)
- [Temporary buydown calculator](https://securechoicelending.com/buydown-calculator)
- [Seller concession strategy calculator](https://securechoicelending.com/seller-strategy)
- [Mortgage scenario comparison calculator](https://securechoicelending.com/mortgage-compare)
- [Blended rate calculator](https://securechoicelending.com/blended-rate-calculator)

## FAQs and mortgage education

- [Mortgage FAQs](https://securechoicelending.com/faqs)
- [Mortgage glossary](https://securechoicelending.com/mortgage-glossary)

## Licensing and service areas

- [State licensing information](https://securechoicelending.com/state-licensing)
- [Riverside, CA mortgage lending](https://securechoicelending.com/locations/riverside)
- [Corona, CA mortgage lending](https://securechoicelending.com/locations/corona)
- [Temecula, CA mortgage lending](https://securechoicelending.com/locations/temecula)
- [Ontario, CA mortgage lending](https://securechoicelending.com/locations/ontario)
- [Moreno Valley, CA mortgage lending](https://securechoicelending.com/locations/moreno-valley)

## Contact and licensing details

- Company: Secure Choice Lending
- Company NMLS: 1689518
- Main phone: (951) 733-8925
- Email: info@securechoicelending.com
- Office: 1650 Spruce Street, Suite 500, Riverside, CA 92507
- Licensed market: 45 states and the District of Columbia
- [Full state-by-state licensing details](https://securechoicelending.com/state-licensing)
- [Verify the company license on NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1689518)