2026 Mortgage Loan Limits by ZIP Code

Use our free lookup to find the 2026 Conventional and FHA county loan limits for a one- to four-unit property. The tool also explains how VA full and partial entitlement relates to county limits.

What the lookup includes

• FHFA Conventional conforming loan limits by county and property size
• HUD FHA mortgage limits by county and property size
• VA guidance: full entitlement generally has no county loan limit; partial entitlement uses a county reference limit
• Multi-county ZIP notices when a ZIP crosses county boundaries

Official sources and important limitations

The lookup uses official 2026 FHFA and HUD limit tables with a Census ZIP-to-county relationship file. Results are estimates for educational purposes only and are not a loan approval, commitment, or guarantee. Confirm the property county and final eligibility with your loan officer.

Contact Secure Choice Lending at (951) 733-8925 or info@securechoicelending.com. NMLS #1689518.