VA Loans - Exclusive Benefits for Veterans and Military

VA loans are home mortgages insured and guaranteed by the U.S. Department of Veterans Affairs. They remain one of the best mortgage options for eligible veterans and active-duty military personnel, offering unmatched benefits.

Key Benefits

• No down payment required
• No mortgage insurance premiums
• 100% financing available
• Assumable loans available
• Seller may pay closing costs
• VA limits closing costs charged
• No prepayment penalty fees
• VA assistance if payment problems arise
• Not limited to first-time buyers

Eligibility Requirements

• 90+ days active duty during wartime
• 181+ days active duty during peacetime
• 6 years in Reserves or National Guard
• Surviving spouse of service member killed in line of duty

VA Loan Types

• Purchase Loans - Standard VA loans for buying a home
• Cash-Out Refinance - Refinance and access your home's equity
• Interest Rate Reduction Refinance Loan (IRRRL) - Streamlined refinancing for existing VA loan holders

Contact Secure Choice Lending at (951) 733-8925 or info@securechoicelending.com. NMLS #1689518.